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Your FD Earns in Rupees. Should It Earn in Dollars?

PF, Banking & Money · 17 Oct 2026

100%
Infographic comparing NRE FD and FCNR deposits, with a chart of what $10,000 gains in 3 years as the rupee moves.

An NRE FD earns more but rides the rupee. An FCNR deposit earns less but stays in your currency. Spend in India? NRE. Spend abroad? FCNR.

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