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Buy health insurance for parents in India
Senior citizen health plans have waiting periods for existing illnesses, so it helps to buy early.
Keep these ready
- Parents' ages and medical history
- Aadhaar of each parent
Steps
- Compare plans for age limits, room rent limits, co-payment and waiting periods.
- Check the cashless hospitals near your parents.
- Buy online and pay from abroad. Declare existing illnesses honestly, or claims can be refused.
- Save the policy and the insurer's helpline in your parents' phones.
Last checked 28 Oct 2026. General information, not advice. Always check the official source before you act.
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