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Ask for a lower TDS certificate

If you sell property or earn income in India, you can ask the tax officer to allow a lower or nil TDS rate. From 1 April 2026 the application is Form 128 (it replaced Form 13).

Keep these ready

• PAN
• Sale agreement and purchase deed, for a property sale
• Income details for the year

Steps

1. Log in to the TRACES portal with your PAN.
2. Apply in Form 128 with your expected income and tax for the year. For a property sale, give the sale price, purchase cost and capital gain.
3. Upload the documents asked for and answer any queries from the tax officer quickly.
4. Once issued, give the certificate to the buyer or bank before the payment is made.

Good to know

A certificate issued under the old Form 13 stays valid for the period it covers.

Official portal: Income Tax e-filing

Last checked 28 Oct 2026. General information, not advice. Always check the official source before you act.