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Check your PPF account after becoming an NRI

An NRI cannot open a new PPF account. One opened while you lived in India can stay open until it matures, but not longer.

Keep these ready

• PPF passbook or account number
• Passport
• NRO account details

Steps

1. Tell your bank or post office in writing that you are now an NRI.
2. Ask which interest rate applies to your account. Under rules from 1 October 2024, some NRI accounts earn a lower rate or no interest, depending on what was declared when the account was opened.
3. You may keep depositing until maturity, but only from your NRO account.
4. You cannot extend the account after 15 years. Plan to close it at maturity.
5. At maturity, the money is paid into your NRO account.

Last checked 28 Oct 2026. General information, not advice. Always check the official source before you act.