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Do re-KYC without visiting the branch

Banks ask for KYC to be updated every few years. RBI rules let you do it without visiting the branch.

Keep these ready

• Passport
• New address proof, if your address changed
• Registered email and mobile number

Steps

1. Check the bank's message, email or net banking for the date your re-KYC is due.
2. If nothing has changed, send the self-declaration through net banking, the bank's app or your registered email.
3. If your address changed, send proof of the new address in the same way. The bank must check it within two months.
4. If the bank needs fresh KYC documents, ask for video KYC (V-CIP), which you can do from abroad with your passport.
5. Keep the acknowledgement. If the account was frozen, ask the bank to remove the freeze once KYC is done.

Last checked 28 Oct 2026. General information, not advice. Always check the official source before you act.